Plisio: обзор

The lowest published rate, and what it excludes#

At 0.5% this is the lowest headline figure in the index, and it applies from the first transaction rather than at volume. That distinction matters more than the number: several competitors advertise less and start new merchants considerably higher, so the honest comparison puts this card ahead of rates that look better on a marketing page.

Neither conversion nor payout cost is published, which means 0.5% is a floor rather than a total. For a merchant settling in crypto that floor is close to the real figure. For one converting everything to bank currency, the distance between the two is unknown and could be several times the headline.

White label priced as a product#

A stated 1.5% for a branded checkout is unusual in a category where white label is normally an enterprise conversation with no published number. A business planning a branded payment flow can budget it here without a sales call, which changes what the planning stage looks like.

Whether 1.5% is good value depends on what you would otherwise build, and the comparison is not against another provider's white label tier so much as against the cost of not having one. For a platform reselling payments to its own merchants, that is usually a straightforward calculation.

Privacy assets, and why almost nobody else offers them#

Monero and Zcash appear on this card and on almost no other in the index. That is not a technical achievement so much as a commercial position: a provider converting to fiat has to explain incoming funds to its banking partners, and privacy assets make that conversation harder. Most of the category declines them for that reason alone.

For the small set of businesses that need those assets specifically, this single fact settles the evaluation and the other criteria become secondary. The Monero page covers why the supporting list is so short across the whole category.

Where the twelve-asset list runs out#

It covers Bitcoin, the major stablecoins and a handful of others, which serves a business with a predictable customer base and loses one without. Set against 350 or more at the widest provider here, this is a deliberate narrowing rather than an accident, and it is consistent with the low rate.

The practical test is the same as everywhere: ask a few customers what they hold. If the answers fit inside twelve assets, the coverage criterion should not move your decision at all.

Who should not choose this#

A merchant converting every payment to bank currency. The two unpublished components are precisely the ones conversion triggers, so the lowest headline rate in the index is least informative for the customer most attracted to it.

A business selling internationally into unpredictable markets. Twelve assets is a deliberate narrowing, and it fits a known customer base rather than an open one.

How this card scores where it does#

Cost carries the highest fee score in the index on the published 0.5%, since the method scores what a provider publishes rather than what it might quote. Coverage is the weakest line by a distance.

Onboarding scores moderately on the non-custodial design despite undisclosed verification, and integrations score on six named platforms. The total lands mid-table, which is the honest position for a card that is excellent on one axis and narrow on another.

One caveat worth repeating#

The rate is a floor rather than a total, and the distance to the total is unpublished. That caveat applies to most of this index and it applies with more force to the lowest headline figure in it.

Where Plisio sits in the index#

The short version of this card: the lowest published rate, applied from the first transaction. Every figure above was read off the provider's own pages on 2026-08-31, and the fields it declines to publish are recorded as such rather than left blank.

Reweight coverage down and this card climbs; reweight cost down and it falls. It is the most weight-sensitive entry in the index, which is a fair description of a provider that is exceptional on one axis and narrow on another. Try it.