Lunu: обзор

The fee that is promised and not printed#

The site describes its pricing as transparent and fixed, and nowhere on the public pages is a percentage or an amount stated. This card records all three cost fields as not disclosed, and the cost criterion scores accordingly. That is not a judgement about whether the fee is high; it is a statement that a reader cannot find out without asking.

A provider that publishes seven integrations and a terminal but no price has made a choice about who it sells to, and the answer is enterprise buyers who expect a quote. A small merchant should expect the same conversation.

Omnichannel is the actual product#

What distinguishes this card is the range of surfaces: a hardware terminal for the counter, a point-of-sale app, pay-by-link, a checkout widget and plugins for seven platforms including the ones European mid-market retailers actually run. Few providers in this index cover Shopware or Salesforce Commerce at all.

Settlement is described as reaching the merchant in one day in 30 or more fiat currencies, with the customer's crypto verified in real time. The cadence is stated; the mechanism behind it is not, which brings us to the disclaimer.

Who is actually processing the payment#

The site's own legal notice states that the entity does not provide cryptocurrency, custody, exchange, wallet, payment processing or other regulated financial services. That is a precise statement, and it means the regulated activity sits with a partner the public pages do not name.

For a merchant that is the question to ask before anything else: which entity holds the crypto between payment and settlement, under which licence, and who is liable if it fails. The card records custody as not disclosed for exactly this reason.

What is published#

Thirty or more assets, thirty or more fiat currencies, one-day settlement, coverage in 80 or more countries, and the integration list. The networks recorded here are the ones named across the product pages, and a merchant should confirm the chain for stablecoins before assuming coverage.

The company is a German GmbH with a registration number on its pages, which is a firmer fact than most of the index provides. Founding date, merchant verification, mass payouts, white label and recurring billing are not stated.

Who should not choose this#

A merchant who needs to compare cost from a browser. There is no number to compare, and this index cannot invent one.

A merchant who wants to hold crypto or settle in it. The product is built to convert to fiat within a day, and its whole design points at retailers who never want to touch the asset.

How this card scores where it does#

Integrations carry the high score, on breadth that reaches stacks other providers do not. Coverage is mid-field on named assets and strong on fiat currencies. Cost carries one of the lowest scores in the index because nothing is published, and onboarding is low for the same reason.

Support is scored on ordinary documented channels. A reader who has already received a quote can reweight cost on the methodology page; this index scores what is public.

Where Lunu sits in the index#

The broadest retail surface in the index attached to an undisclosed price and an unnamed processor. Every figure above was read from the provider's pages on 2026-09-06, and the gaps are recorded rather than filled.

For a physical retailer the comparison worth making is with ForumPay, which also sells a terminal and does publish what its fee includes.