Лучшие альтернативы Cryptomus в 2026 году

What the 0.4% does not include#

Conversion, which is unpublished. For a merchant settling into bank currency that is usually the larger of the two numbers, and a low published entry rate beside an unknown conversion spread is a partial answer rather than a cheap one.

Every alternative on this page has the same gap except one. CoinGate publishes a 1% exchange fee explicitly, which looks worse on the headline and is the only figure here you can actually put in a spreadsheet.

Coverage and plugins are what you would lose#

Around 120 published assets and maintained plugins for seven named platforms, including Shopify, which no other indexed provider publishes. If your store runs on Shopify, this is currently the only card in the index that names it.

Check that before shortlisting anything below, because none of the three alternatives resolves the Shopify question and moving would mean changing platform integration approach as well as provider.

Custody is the axis the alternatives differ on#

This is a custodial provider, holding balances until withdrawal. Plisio and NOWPayments are both non-custodial, settling to a wallet you control, which is the most consequential difference on this page.

It is also the one that cannot be undone after a failure. The custody guide covers what changes, including the key-management burden that arrives with it, which is a real cost rather than a free upgrade.

Where each replacement fits#

Plisio is the closest structural match: non-custodial, five maintained plugins, a published 0.5% entry rate, and a similar shape of product overall.

NOWPayments trades plugin coverage for the widest asset list in the index and a flat published rate, which suits a business meeting unpredictable customers more than a shop on a known platform.

CoinGate is the transparency move: fewer assets, five plugins, and every cost component published, which is the trade a finance-led review usually wants.

Verification is undocumented here and at two of the three#

This provider publishes no verification policy, and neither do NOWPayments or CoinGate. If unpredictable onboarding is your reason for looking, none of the alternatives on this page fixes it, and saying otherwise would be inventing a benefit.

What you can do is ask each of them the same three questions: jurisdiction, vertical, volume. The KYB guide sets out why those three move the answer more than any published policy would.

The migration detail that catches people#

Plugin-based integrations look identical from the outside and differ in how they handle underpayments and expired invoices. Test both deliberately on the replacement before cutting over, because those cases arrive inside the first hundred orders.

The underpayment entry covers why they are so common. A store that reconciled cleanly here and stops doing so after the move usually finds the cause there rather than in the rate.

What to keep from the current setup#

Your plugin configuration and the reconciliation process built around it. Both look transferable and neither is, because the replacement will report payments differently even when the platform is the same.

Export settlement history before closing the account. The accounting guide covers what a finance function needs preserved across a provider change.

Run both for a cycle#

A month with the old and new gateways live, with a fraction of traffic on the new one, answers the questions documentation cannot: settlement timing, failure handling and what support actually does when something sticks.

It also makes the decision reversible, which is the real value. A cutover you can undo is a different kind of risk from one you cannot.

Seven platforms is the quiet advantage#

WooCommerce, Shopify, OpenCart, PrestaShop, Magento, WHMCS and an API is the widest published platform coverage in this index. For a business running more than one storefront, that is work already done and not easily replaced.

Only CoinGate comes close among the alternatives, at five, and it does not name Shopify. The WooCommerce list compares the plugin-carrying providers directly.

Where the 0.4% is genuinely competitive#

Against every general-purpose processor here except the volume tiers at B2BINPAY and the withdrawal-charged model at CoinRemitter. As a published entry rate that applies from the first transaction, it is close to the best available.

The gap is the conversion spread, unpublished here as at most of the index. For a business settling in crypto that gap is irrelevant and this card is very hard to beat; for one converting everything it is the whole question.

Seven platforms is the thing to check first#

Widest published platform coverage in this index, and it includes Shopify, which nothing else here does. If your storefront is on one of the seven, confirm the replacement covers it before any fee comparison, because an integration that does not exist has no price.

What the table above cannot show you#

Whether the replacement plugin handles partial payments and expired invoices the way yours does today. Plugin integrations look identical from outside and differ exactly where your reconciliation lives.

Nor what verification requires, since this card and two of the three alternatives publish no policy. That is the gap most likely to move your launch date.