DePay: обзор

Two products at two prices, one of which is free#

The managed service is a flat 1.5% with no additional fees, and the open-source tier is zero percent with platform features excluded. Publishing both, and stating plainly what the free one leaves out, is more candid than most of this index manages.

That structure puts the same choice in front of a merchant that BTCPay Server does, but on smart-contract chains rather than Bitcoin. Pay a percentage for a hosted product, or run it yourself and pay in engineering time instead.

Ten chains, named individually#

Ethereum, BNB, Polygon, Solana, Optimism, Base, World Chain, Arbitrum, Gnosis and Avalanche. Naming the layer-two networks rather than folding them into an Ethereum entry is a meaningful distinction, because the cost to the payer differs by an order of magnitude between them.

Base, Arbitrum and Optimism support in particular is scarce in this index, and it is where a payer holding stablecoins on a cheap network actually wants to transact. This is the clearest coverage advantage on the card.

And no asset count behind them#

Support is described as thousands of tokens across hundreds of wallets, with no figure stated for either. For a router working against decentralised liquidity that phrasing is technically defensible, since almost any token with a market can be swapped into what the merchant wants.

It is still a dash on this card. A merchant cannot plan around thousands, and the difference between a token that routes cleanly and one that routes at a punitive spread is invisible in that number.

The token-gated discount#

The published ladder runs from 1.5% standard down to as low as 0.5% at enterprise level, unlocked by volume, by holding the provider's token, or by holding an NFT. The professional tier works the same way.

A rate available only to holders of an asset the provider issues is a discount with a market position attached, and the position has its own risk. This card records the standard 1.5%, because that is the rate a merchant can take without buying anything.

Payments that land in your own wallet#

The site states that payments arrive straight in the merchant's wallet with no intermediaries. On these chains that is straightforward to arrange and it removes the counterparty risk that sits behind most cards in this index.

It also removes the fiat leg entirely. Nothing here converts to euros or dollars, so a business that needs bank money is buying half a solution and will need a second relationship for the rest.

Three integrations and a Swiss line#

Shopify, WooCommerce and WordPress are the named plugins, which covers the mass market adequately without being generous. The site says the product is made in Switzerland and stops short of naming an operating entity or a registration.

For a non-custodial router the missing entity matters less than it would elsewhere, since no company is holding merchant funds. It still leaves a compliance reviewer with a question that public pages do not answer.

Who should shortlist this#

A business selling to customers who already hold tokens in browser wallets, comfortable being paid in those tokens, and running Shopify or WooCommerce. That is a narrow audience and this card serves it better than the general processors do.

The open-source tier makes it worth a look for anybody with an engineer and an objection to paying a percentage. The custody guide covers what you take on along with the savings.

Where DePay sits in the index#

Strong on networks and on the honesty of its pricing ladder, weak on everything a conventional merchant checks: no asset count, no fiat, no verification detail, no named entity. Eleven of nineteen fields on this card are recorded as unpublished.

Everything above came from the provider's own pages on 2026-09-02. This is a web-native payment router rather than a merchant gateway, and comparing it against the general processors on their own terms will always flatter them.